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Most people don’t need more prompts. They need a fixed time each week, a short list of jobs for the AI, and a written record of what they decided. This is a simple weekly routine: AI helps organize the week. You verify. You decide. Education only — not financial advice. Why “more prompts” doesn’t work

A five-step routine for using AI to research and pressure-test money decisions while keeping the final call human. Education only, not financial advice.

Thirty tabs and less confidence than when you started. A way to define your criteria first, use AI for the assembly work, and verify every figure before it counts.