Free download → The AI Investor’s Toolkit — 10 prompts to analyse any stock in under 10 minutes
— hello, hi, welcome —

I'm Wayne. Pull up a chair.

I’ve been managing my own portfolio for more than 25 years — through dot-com, ’08, COVID, and 2022. I’m not a financial advisor. I’m not a YouTuber. I’m a guy who got tired of weekends spent on research that AI can do in ten minutes — so I built the tools I wished existed.

This page is the longer version. Coffee optional, but encouraged.

25+
Years investing
my own money
$0
Affiliate kickbacks
(by design)
1
Day job that
isn’t this
Stamford Bridge, 2024
Annual Disney run
Caribbean — again
1942 Zenith console
1942 Zenith console
— The Why —

I built the system I actually use on my own money. Every prompt. Every framework. Every page.

The honest version of "why DW exists."

Sometime around 2001, a younger version of me decided I’d manage my own portfolio. I read everything. I made every beginner mistake. I lived through the dot-com bust six months later, then 2008, then a long stretch of figuring out what kind of investor I actually was — versus what kind of investor the financial industry wanted me to be.

I never did become a financial advisor. My day job is in tech — running national vendor relationships for a large distributor in Toronto. That has nothing to do with this site, and is exactly why this site exists. Every weekend I’d spend hours on research — screening, comparing, rebalancing — using tools that hadn’t really evolved since 2005.

Then in late 2024 I started using AI for the analytical work. Not for predictions, not for tips — for the structured analysis I’d been doing by hand. The result was a kind of quiet revolution in my own process. What used to take a Saturday now took a Sunday morning coffee.

2001
First brokerage account. Bought a tech stock six months before the bust. Useful tuition.
2008

Held through the crisis. Learned more in 18 months than the prior seven years combined.

2020

The COVID drawdown. Discovered the difference between knowing your risk tolerance and actually feeling it.

2022
Refined the methodology. Set the 11.33% hurdle rate, built the W1 / C1 framework, started journaling every decision.
2024

AI changed the workflow. Tested every prompt on real holdings. Started writing them down.

2026

DW launches. The system, packaged. So you don’t have to spend 25 years figuring it out.

Deliberately Wealthy is the system I actually use on my own money. Every prompt was tested on real holdings. Every framework came from a real decision I had to make. I built it because I couldn’t find it anywhere else — and I figured I’m probably not the only one.

The whole site is built on one promise: conflict-free education for people who already know the basics. No affiliate kickbacks. No managed accounts. No “what to buy this week.” Just tools you can actually use, from a fellow investor who has skin in the game.

— a quick field guide to —

Things that aren't investing but will probably come up

If we ever end up at the same dinner, the conversation will drift here within an hour. Fair warning.

CFC

Chelsea FC

20+ years. Through every era. Don’t @ me about Boehly.
— ask about: 2012 in Munich
NFFC

Nottingham Forest

Yes, two clubs. It’s a long story involving the ’79 European Cup.
— ask about: Brian Clough
R

Old-Time Radio

Golden Age ’30s–’50s. Suspense. The Shadow. Jack Benny.
— ask about: my Zenith console

Disney World

At least once a year. Don’t argue, just trust the process.
— ask about: rope-drop strategy
~

Caribbean Cruising

The combination of saltwater, no email, and a balcony at 6am.
— ask about: 2012 in Munich

Reggae

Sunday mornings, vinyl, coffee. Beyond Marley. Way beyond.

— ask about: Burning Spear

Investing (obviously)

Self-directed since 2001. The other half of every conversation.
— ask about: hurdle rates
&

Family

Europe trip in summer ’26. Paris and Barcelona. Already in spreadsheet.
— ask about: lounge access
— what DW stands for —

Six things I'll always do. Six things I'll never do.

Always
Never

Currently thinking about.

— updated April 2026 —
— Reading —

The Psychology of Money — Morgan Housel

Re-reading. The chapter on “reasonable vs rational” should be tattooed on every investor’s wrist.
— Working on —

The Workbook v1

The seven-tab portfolio diagnostic. Currently testing tab 3 (hurdle rate) on my own holdings.
— Watching —

Alternative asset managers

APO, BN, KKR — the public-private convergence story is one of the most interesting in markets right now.

— Looking forward to —

Paris & Barcelona, July 2026

Family trip. Already optimised the lounge stops. Possibly over-optimised.

— so what now? —

Browse the toolkit. Or just say hi.

Most people start with the free AI Investor’s Toolkit (it’s the lowest-friction way to see what this is about). But emails are also welcome — I read every one.
— Wayne