The Quarterly Portfolio Audit. In One Workbook.
A guided, AI-powered diagnostic of your entire portfolio — concentration risk, allocation drift, hurdle-rate test, rebalancing trigger. Same workbook I run on my own holdings every quarter.
$97
Early-access list: first 100 subscribers receive 25% launch discount.
7 Linked Tabs
AI Companion Prompts
Hurdle-Rate Built-In
Lifetime Updates
Your portfolio in March is not the portfolio you set in January .
Three things drift between your reviews — and you can feel them, but you can’t quantify them. Until you do, every rebalance is a guess.
Allocation drift you can't see in a brokerage screen
Your account-level pie chart hides position-level concentration. A “20% tech” allocation can have 14% in three names. The Concentration Heatmap surfaces it in 90 seconds.
Holdings that no longer clear your hurdle rate
You set an 11% CAGR target. Half your portfolio probably doesn’t clear it on forward expectations. The Hurdle-Rate tab forces the question — keep, trim, or replace.
ETF overlap you've stopped tracking
VOO + QQQ + SCHD = 30%+ overlap on top names. You’re paying expense ratios on the same companies twice. The Overlap Scanner catches it.
Seven tabs. One Sunday morning. A complete audit.
01
Allocation Diagnostic
Sector, geography, asset class, and factor exposure side-by-side with your target weights.
02
Concentration Heatmap
Position-level risk visualised. Surfaces over-weights you didn’t notice were over-weights.
03
Hurdle-Rate Test
04
ETF Overlap Scanner
Sector, geography, asset class, and factor exposure side-by-side with your target weights.
05
Drift & Rebalance Trigger
06
Drawdown Stress Test
How does your current portfolio behave in a 2008, 2020, or 2022-style draw?
07
Quarterly Report Generator
One-click summary you can save, print, or paste into your investing journal.
A sneak peek at the Hurdle-Rate tab.
Set your target return. The workbook colour-codes every holding by whether it clears the bar on forward expectations.
Why hurdle rates matter
If your goal is $5M from $1M in 15 years, you need an 11.33% CAGR. Every holding either clears that bar or it doesn’t.
Most investors set a target then never test their positions against it. The Workbook makes it the first question, not an afterthought.
TARGET CAGR: 11.33%
HOLDING FWD 5YR STATUS
─────────────────────────────────
AAPL ……… 9.2% …. ✗ TRIM
MSFT …….. 12.4% …. ✓ HOLD
SCHD …….. 8.1% …. ✗ REVIEW
BN ………. 14.8% …. ✓ HOLD
APO ……… 17.2% …. ✓ HOLD
PORTFOLIO BLENDED: 10.9% ⚠
Join the launch list. Save 25%.
First 100 subscribers receive a launch discount and a free upgrade to v2 when it ships.
$73
No spam · Unsubscribe anytime · Education only · Not financial advice